Sallyanne Holmes, GRI, MRE, REDS

sallyanne@homesforsaleco.com

Colorado Springs Real Estate
Equity In Action, Working For You!


(719) 660-0622


6120 Tutt Blvd
Colorado Springs, CO 80923
www.homesforsaleco.com

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10 Steps to Prepare For Homeownership

1. 
Decide how much home you can afford. 
 
2.  Develop a wish list of what you´d like your home to have, then prioritize
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3.   Select three or four neighborhoods you´d like to live in.
4.   Do you have enough saved to cover your down payment and closing costs or do you need help from the seller?  
5.  Get your credit in order. Obtain a copy of your credit report.
6.   Ask questions and visit with a lender to find out how large a mortgage you can qualify for.  
7.  Organize all the documentation a lender will need to pre-approve you for a loan. 
8.  Do research to see if you qualify for any special mortgage down payment           downpayment-assistance programs.
9
.  Calculate the costs of homeownership, including property taxes, insurance,
 maintenance, and association fees, if applicable.
10.  Find an experienced REALTORÒ who can help you through the process


Remember, if you have any questions about the process - contact me!!!

 
Reasons to Own

 
Agencies

 
Mortgage Terms

 
Tax Benefits

 
Finances

 
Improve Credit

 
Your Credit Score

 
 Lender Needs

 
Mortgage amount

 
Budget Work Sheet

 
 HomeOwnership

 
First-Time buyers

 
Trauma

 
Neighborhoods

 
 Home Inspection

 
Final Walk-through

 
Closing Costs

 
Insurance

 
Home Warranty

 
Buying -Tight Market

 
Writing an Offer

 
Moving Tips

 
 Property Wish list

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