|
10 Steps to Prepare For Homeownership 1. Decide how much home you can afford. 2. Develop a wish list of what you´d like your home to have, then prioritize For more help fill out the form below ,,,,, or skip the form and read below
3. Select three or four neighborhoods you´d like to live in. 4. Do you have enough saved to cover your down payment and closing costs or do you need help from the seller? 5. Get your credit in order. Obtain a copy of your credit report. 6. Ask questions and visit with a lender to find out how large a mortgage you can qualify for. 7. Organize all the documentation a lender will need to pre-approve you for a loan. 8. Do research to see if you qualify for any special mortgage down payment downpayment-assistance programs. 9. Calculate the costs of homeownership, including property taxes, insurance, maintenance, and association fees, if applicable. 10. Find an experienced REALTORÒ who can help you through the process
Remember, if you have any questions about the process - contact me!!!
| |
|