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10 Steps to Prepare For Homeownership 1. Decide how much home you can afford.
2. Develop a wish list of what you´d like your home to have, then prioritize
3. Select three or four neighborhoods you´d like to live in.
4. Do you have enough saved to cover your down payment and closing costs?
5. Get your credit in order. Obtain a copy of your credit report.
6. Ask questions and visit with a lender to find out how large a mortgage you can qualify for.
7. Organize all the documentation a lender will need to pre-approve you for a loan.
8. Do research to see if you qualify for any special mortgage down payment downpayment-assistance programs.
9. Calculate the costs of homeownership, including property taxes, insurance,
maintenance, and association fees, if applicable.
10. Find an experienced REALTORÒ who can help you through the process
Remember, if you have any questions about the process - contact me!!!
| For detailed information on buying a home or property, please complete the form below describing the type of home you are looking for. I will get back to you as quickly as possible with your results! |
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Area Selection: |
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Housing Information: |
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Price range
Type of home?
Size of home?
Bedrooms?
Bathrooms?
Desired school nearby?
Age of house?
When to purchase?
Need to sell your present home?
Prequalified by a lender?
More information on financing |
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Contact Information: |
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Your name* |
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Your e-mail address* |
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Your phone number* |
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What is the best time to contact you? |
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What would be the best time(s) to reach you? |
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Are you currently working with another REALTOR®? Yes No
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Please mail me a personalized MLS list of homes in my range. Note: Be sure to fill out below the mailing address information to receive the MLS list! |
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Postal Address |
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Zip |
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Any extra comments, or specifics you would like to add: |
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